Bank Transfers

Initiate a bank transfer payment.

Initialization

The initialization data is similar to the one in the card payment channel.

POST /payment-sessions

Sample Request

{
    "customer": {
        "first_name": "John",
        "last_name": "Doe",
        "email": "[e-mail]",
        "phone_number": "[phone]",
        "billing_address": {
            "line1": "123 Main St",
            "line2": "off tomasz street",
            "city": "Ikoyi",
            "state": "LA",
            "country": "NG",
            "zip_code": "12345"
        }
    },
    "description": "Test",
    "currency": "NGN",
    "amount": 100000,
    "direction": "incoming",
    "payment_method": {
        "type": "bank_account"
    },
    "reference": "1b09d9b2-11jd9eheveb-9203v02g",
    "metadata": {
        "order": {
            "identifier": "ORD12345",
            "items": [
                {
                    "name": "Deposit",
                    "type": "digital"
                }
            ]
        }
    }
}

Sample Response

{
  "data": {
    "auth_type": "3ds",
    "expires_at": "2024-03-01T08:43:08.110470Z",
    "links": {},
    "message": "Successful",
    "payment": {
      "amount": 50000,
      "cancellation_reason": "",
      "correlation_id": "2549dcf4-d743-11ee-9d95-c6d49632367b",
      "currency": "NGN",
      "customer": {
        "billing_address": {
          "city": "Awolowo Road",
          "country": "NG",
          "line1": "Opposite Sasa Estate",
          "line2": "off okonjo zone",
          "state": "Kwara",
          "zip_code": "23401"
        },
        "email": "[e-mail]",
        "first_name": "Enitan",
        "id": "d05e51df-809e-498a-ac3f-7acfc0b5d35d",
        "last_name": "Michael",
        "phone_number": "[phone]"
      },
      "date": "2024-02-29T20:43:08.344264Z",
      "description": "Deposit",
      "id": "2549c96c-d743-11ee-aa4d-c6d49632367b",
      "metadata": {
        "order": {
          "identifier": "juice-deposit-dbf99bd0-262a-46bd-8339-3c741d040dbb",
          "items": [
            {
              "name": "Deposit",
              "type": "digital"
            }
          ]
        }
      },
      "mode": "live",
      "payment_method": {
        "id": "5e21efda-c526-4057-92f6-1b94ee210b47",
        "type": "bank_account"
      },
      "reference": "ref-juice-85d53ab5-92b8-4151-9f8f-a4f12863a911",
      "status": "pending"
    },
    "status": "pending"
  }
}